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Peoria, IL Uninsured Driver Accident Lawyer

Quincy underinsured driver accident attorney insurance coverage

Attorneys for Injuries in Accidents Involving Drivers Without Insurance in Peoria, Champaign, and Sangamon Counties

If you have been in a car accident, you will likely have multiple different types of expenses, including the costs of medical treatment and repairs to your vehicle. When another driver is at fault for an accident, their auto insurance policy will provide you with coverage that addresses your expenses. But what if the at-fault driver does not have insurance or if their insurance policy will not pay for all of your costs? In these cases, you will want to work with a lawyer who can help you receive coverage under your own insurance policy or pursue compensation from other parties who may have been partially responsible for your injuries.

At Kanoski Bresney, we regularly work with clients who are injured by uninsured drivers, including in situations involving hit-and-run accidents. If there is one piece of advice we could give to help you make sure you are prepared to deal with an accident, it would be to purchase as much uninsured and underinsured motorist coverage as you can afford. The costs related to common car accident injuries can often exhaust the minimum amounts of insurance coverage, and having additional coverage can offer much-needed financial resources to help you recover from an accident.

What Is Uninsured/Underinsured Motorist Coverage?

An auto insurance policy will typically include a certain amount of car accident coverage available to the policyholder for expenses that are not covered by the at-fault driver's insurance policy. Uninsured motorist coverage will address situations where a driver has no insurance, and underinsured motorist coverage will apply if the at-fault driver's policy does not fully cover the victim's expenses.

Liability insurance policies in Illinois will automatically include uninsured motorist coverage for the minimum amount of liability coverage required by law. The minimum coverage includes:

  • $25,000 for injuries or wrongful death suffered by a single person
  • $50,000 for injuries or wrongful death suffered by multiple people
  • $20,000 for property damage

These minimum amounts are unlikely to fully cover the expenses related to the serious injuries that can occur in a car accident. To make sure you will have the financial resources you need, you can purchase increased amounts of uninsured/underinsured motorist coverage.

If you need to make an uninsured or underinsured motorist claim, you should speak to our attorneys first and allow us to contact your insurance company on your behalf. Insurance companies will often do everything they can to minimize the value of a claim and pay out as little money as possible. To make sure your costs will be fully covered, we will obtain evidence to show the full extent of your injuries and the related expenses, and we will work to negotiate a settlement that will meet your needs. If necessary, we are prepared to take your case to court to make sure you receive the coverage you need and deserve.

Other Options for Receiving Compensation

In addition to helping you receive uninsured/underinsured motorist coverage, we can work with you to find out whether anyone else may have been responsible for your accident. These may include the manufacturer of defective auto parts or a city or county government that did not take steps to improve the safety of a dangerous highway or intersection. We can work with you to pursue a lawsuit against any people or organizations who may be liable for your injuries, allowing you to be repaid for the harm you have suffered.

Contact a Macomb Accident Insurance Coverage Attorney

If you have been in a car accident, our lawyers can help you understand all of your options for receiving payments to address the physical injuries, financial costs, and emotional harm you and your family have experienced. We will treat you with respect, respond you your needs, and help you get the results you deserve. Contact us today for a free consultation by calling 888-U-COUNT-2 or 888-826-8682. From our eight offices in central Illinois, we work with clients in Champaign, Macon County, Pekin, Champaign County, Quincy, McDonough County, Rushville, Peoria County, Decatur, Sangamon County, Peoria, Adams County, Springfield, McLean County, Macomb, Tazewell County, Bloomington, Schuyler County, and throughout the state.

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