Dealing with the aftermath of a car accident can be difficult, regardless of the circumstances surrounding the crash. Drivers, passengers, and anyone else involved may need emergency medical treatment, and their injuries may continue to affect them for some time to come. Expensive vehicle repairs may also be needed, or a vehicle may be “totaled,” in which case it will need to be replaced. Addressing the costs related to medical treatment, property damage, and other accident-related issues can be a complex undertaking, but it can be even more difficult if the driver who was at fault for the collision did not have auto insurance. In these cases, victims will want to work with an attorney to determine the other sources of financial compensation that may be available.
Uninsured and Underinsured Motorist Coverage
Drivers are required to maintain liability insurance on their vehicles, and these policies will provide minimum coverage for injuries, wrongful deaths, and property damage suffered in a collision. Even though a person can face criminal consequences for driving without the required auto insurance, some drivers fail to maintain the proper coverage. In some cases, even if a driver does have liability insurance, their policy may not fully cover all of the damages suffered by victims. This is often the case in accidents that result in severe injuries, disabilities, and extensive property damage.
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