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IL injury lawyerRegardless of the industry or profession, there is always a chance of getting hurt at work. Construction workers may fall from scaffolding and suffer a back injury. An office worker may develop carpal tunnel from typing all day. A server at a restaurant may slip and fall on spilled oil and suffer a head injury.

Workers who are injured during the course of employment are usually entitled to compensation through their employer’s workers’ compensation insurance. However, there are some instances in which a worker is not entitled to workers’ comp.

Reasons Someone May Not Be Able to Get Workers’ Comp

If you or a loved one were injured at work, you may have questions and concerns about workers’ compensation. You may wonder if workers are always entitled to financial compensation or if there are circumstances in which a worker cannot recover reimbursement through workers’ comp.

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IL injury lawyerEvery profession involves some risk of injury. However, some jobs are inherently more dangerous than others. The National Law Enforcement Memorial Fund reports that nearly 300 police officers died in the year 2020 alone. Police face dangers every day on the job in the form of motor vehicle accidents, altercations with suspects, and countless other incidents. Officers who are hurt on the job may be entitled to financial compensation through workers’ compensation or a third-party claim.

Workers’ Compensation for Law Enforcement Officers in Illinois

In Illinois, employers are required to carry workers’ compensation insurance. This insurance helps cover injury-related costs when a worker is hurt on the job. Injured police officers may be entitled to compensation for part of their lost income as well as medical bills. Medical expenses related to emergency room care, hospitalization, medication, and rehabilitative care may be covered by workers’ compensation. If a police officer suffers an injury that leaves him or her disabled, he or she may also be entitled to benefits through the Illinois Public Employee Disability Act.

Unfortunately, police officers can run into challenges getting the financial compensation they need after a work-related injury. A workers’ compensation lawyer familiar with these challenges can help.

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IL injury lawyerAlthough some jobs are more dangerous than others, any profession comes with the risk of injury. An office worker may develop carpal tunnel syndrome from typing on a keyboard all day. A factory worker may suffer a deep laceration caused by faulty equipment.

Injured employees in Illinois are usually entitled to workers’ compensation. However, in some cases, an injured worker may be able to bring a personal injury claim against a third party. Third-party claims may be brought in conjunction with a workers’ compensation claim or in lieu of a workers’ compensation claim. Read on to learn more.

When Is a Worker Entitled to Workers’ Compensation?

Illinois employers are required to carry workers’ compensation insurance. If an employee is hurt while conducting work duties, he or she may be entitled to financial compensation through workers’ comp. The worker may be reimbursed for medical expenses and part of his or her lost wages. Illinois workers’ compensation is “no-fault.” This means that the employee does not have to prove that the injury was caused by the employer in order to qualify for compensation.

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IL injury lawyerWork-related injuries can occur in a variety of situations. Accidents can take place in the workplace, or a person may suffer from illnesses or health conditions caused by exposure to certain conditions or the ongoing strain placed on their body by work-related tasks or activities. In these cases, a person may qualify for workers’ compensation benefits, including coverage for their medical expenses and wage benefits that address their loss of income. When a work injury results in a permanent disability, the benefits a person can receive will depend on the parts of their body that were affected and the level of impairment they have experienced.

Permanent Partial Disability (PPD) Benefits

If a workplace injury results in the loss of a body part or any loss of use of one or more parts of the body, this is considered to be a permanent disability. Since only certain parts of the body will be affected, and a person will most likely retain some function in other parts of the body that will allow them to continue working in a position that fits their limitations, these are known as “partial” disabilities. Generally, if a person will permanently be unable to perform activities that they could do before they were injured, they will qualify for permanent partial disability (PPD) benefits.

In most cases, the amount of PPD benefits a person will be received is calculated by determining an appropriate number of weeks of pay based on the body part that was injured. The Illinois Workers’ Compensation Act details a “schedule” of injuries and the appropriate number of weeks of pay that may be paid for the loss of certain body parts. These include:

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Springfield Workers Compensation lawyer

If you have suffered a workplace injury, you may be concerned about how this will affect your ability to earn an income. Fortunately, you can receive workers’ compensation benefits for any injuries that are work-related, and these benefits will address your medical care and the loss of income due to an inability to work or a limitation on the work you can perform while recovering. However, there are some cases where an employer or their insurance company may refuse to pay workers’ comp benefits. If you are struggling to receive the benefits you deserve, you can work with an attorney to determine your options for addressing a denied claim or pursuing an appeal.

Filing a Claim With the Illinois Workers’ Compensation Commission

If you suffer an injury in a workplace accident, or if you experience medical issues related to the work you have performed, you should notify your employer as soon as possible. In most cases, notice must be provided within 45 days after an accident or injury. When you receive medical care, you can tell the provider that your injury or condition is work-related, and they will bill your employer for the treatment you receive. If you miss at least three days of work due to a workplace injury or work-related illness, your employer must begin paying temporary total disability (TTD) benefits.

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