Kanoski Bresney
Free Consultations
Call us now
to evaluate your case 866-438-2419

Rockford football players denied workers compensation coverage

People put a lot of dedication into their careers and, by extension, the Sangamon County companies that they work for. It's their hope that if they are ever injured on the job, they'll be able to rely on their employers to compensate them for any medical expenses associated with the accident. It's important that employees understand what their employment agreements or contracts entitle them to in the event of an injury. Failure to know what those benefits are can leave one unprotected in dealing with their medical expenses.

Such is the case of three football players who were injured while playing for an indoor football team in Rockford. All three were injured while playing on the team's home field, yet all three are being denied workers compensation by the insurance company whose policy the team's ownership had in place to cover player injuries. The reason for the denial centers on two issues: First, the policy was purchased when the team owner owned a football team in Wisconsin, and thus the policy called for compensation to be paid according to Wisconsin state law. Because the players' injuries occurred in Illinois, the insurance company claims they are not required to cover the expenses.

The second issue at play in the case is that team ownership had changed since the original policy was purchased, so the players are no longer employees of the company protected by the policy. Trial and appeals court judges both agreed that it was clearly stated in the players' contracts that they were not employees of the protected company, and therefore not covered under the workers compensation policy.

Workers compensation claims can become very complicated when circumstances such as these are present. One's best chance at overcoming such obstacles is knowing beforehand that they exist. One may therefore wish to have an attorney experienced in workers compensation laws review his or contract or employment agreement prior to signing it.

Source: Courthouse News Service "Indoor Football Players Lose Workers' Comp Bid" Jeff Gorman, Oct. 09, 2013

No Comments

Leave a comment
Comment Information
Email Us For A Response

Learn How We Can Help

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

SpringField Law Office
2730 South MacArthur Boulevard
Springfield, Illinois 62704

Toll Free: 866-438-2419
Phone: 217-523-7742
Map & Directions

Champaign Law Office
314 South Neil Street, Suite 101
Champaign, Illinois 61820

Toll Free: 866-438-2419
Phone: 217-356-1570
Map & Directions

Bloomington Law Office
237 East Front Street
Bloomington, Illinois 61701

Toll Free: 866-438-2419
Phone: 309-829-5700
Map & Directions

Quincy Law Office
2632 Broadway Street
Quincy, Illinois 62301

Toll Free: 866-438-2419
Phone: 217-222-5504
Map & Directions

Rushville Law Office
129 South Congress Street
Rushville, Illinois 62681

Toll Free: 866-438-2419
Phone: 217-322-4346
Map & Directions

Macomb Law Office
118 North Lafayette Street
Macomb, Illinois 61455

Toll Free: 866-438-2419
Phone: 309-836-1002
Map & Directions

Pekin Law Office
427 1/2 Court Street
Pekin, Illinois 61554

Toll Free: 866-438-2419
Phone: 309-353-9828
Map & Directions

Decatur Law Office
335 East Wood Street, Suite A
Decatur, Illinois 62523

Toll Free: 866-438-2419
Phone: 217-429-3509
Map & Directions